Car rental and towing can be costly, but the insurance coverage is an inexpensive cost that could save you dollars later on.
Top Ways to Save on your Auto Premium
- Consider raising your deductible.
- Keep up your good driving record.
- Drive less to qualify for a low-mileage discount.
- Drive a car with safety features such as anti-lock brakes, airbags, etc.
- Install an anti-theft device.
- Ask about our multi-policy discounts.
Are You Covered?
If you’re purchasing a new vehicle, the manufacturer may offer some type of roadside assistance as an added benefit. Programs vary widely by manufacturers’ make and model, and may be available only with the purchase of an extended warranty or dealership service contract. If roadside assistance isn’t offered by the vehicle company or your initial coverage has lapsed, our road service package can get you back on the road quickly.
Help When You Need it the Most
One of the last things you want to worry about after an accident is how you’re going to get around without your car and how you’re going to pay for other transportation. Since an automobile policy doesn’t automatically cover the cost of a replacement rental car after an accident, rental reimbursement and towing coverage is an inexpensive insurance option that can help when you need it most.
Rental Reimbursement Coverage
Rental reimbursement coverage can be added to your auto policy for only a few extra dollars a month. Considering the average time a car is in the repair shop after an accident is 14 days, and the cost to rent adds up to about $500, your out-of-pocket expenses can add up quickly.
Following an accident claim, you’ll be able to rent a replacement car if your vehicle is disabled or unsafe to drive. You can keep the rental vehicle until your damaged vehicle is repaired or your coverage limits run out—whichever comes first.
Even if the accident is the other driver’s fault, you may have to wait several days or longer to get the other insurance company to agree to pay for a rental car. With your own coverage, there’s no waiting.
Towing and Road Service Coverage
Towing and road service is an additional coverage option that’s there for you when life throws an unexpected mishap your way, such as locking your keys in your car or running out of gas. For a nominal annual fee, a dispatch service will send the nearest qualified emergency roadside assistance from a network of towing, road service and locksmith professionals, so help is never more than a phone call away any day of the week.
Don’t wait to review your auto insurance coverage until after you have an accident or need roadside assistance.
Also Read: Collision vs. Comprehensive Coverage