Golf Cart Insurance Information
Owning any kind of motorized vehicle, even a golf cart, comes with a certain amount of responsibility. A critical aspect of owning a golf cart is obtaining the proper insurance coverage to operate it.
What Is Golf Cart Insurance?
Golf cart insurance is a type of policy that provides coverage for golf carts. Golf cart insurance can provide various coverage options, such as liability insurance, collision insurance and comprehensive insurance that covers non-collision damages such as theft, vandalism or weather-related damage.
Do I Need Golf Cart Insurance?
Whether or not you need golf cart insurance depends on several factors, including where and how you use the golf cart. If you only use your golf cart on private property, such as your own backyard, you may not be legally required to have golf cart insurance. However, it’s still a good idea to consider getting insurance to protect yourself and your property in case of accidents or damages.
If you use your golf cart on public roads or golf courses, you may be legally required to have golf cart insurance. Laws and regulations regarding golf cart insurance vary by state and local jurisdiction, so it’s important to check the specific requirements in your area.
Additionally, if you own a golf cart and use it frequently or for business purposes, having golf cart insurance may be a good idea, even if it’s not legally required. This can help protect you from financial losses in case of accidents or damages and may also provide coverage for theft or other unexpected events.
What Are the Requirements to Drive a Golf Cart?
The following are a few guidelines to know about operating a golf cart:
Golf carts are only allowed to be driven during daylight hours.
Golf cars need to be street legal to drive off private property. A street-legal golf cart needs headlights, taillights, brake lights, reflectors, mirrors, turn signals, a windshield, a horn and seatbelts.
Don’t drink and drive a golf cart.
Register your golf cart if your state requires it.
Do You Need a Driver’s License to Drive a Golf Cart?
Most states require drivers to have a driver’s license to operate a golf cart on public roads. However, some states may allow people to drive a golf cart if a licensed adult accompanies them or when driving on private property.
Golf Cart Insurance Quote in South Florida
If you’re in the market for golf cart insurance, contact the team at Automatic Insurance. We have over 25 years of experience serving customers in Deerfield Beach, Pompano Beach and areas across South Florida. We can help you get the coverage you need to protect yourself and your investments.